Katy
Almstrom
I see you, sweet friend.
You’ve been on a bit of a roller coaster with your debt.
You make "enough" money, but you never seem to know where it’s going. Your savings account is always hovering near zero, and your debt keeps growing.
Some weeks you spend impulsively and cue the feelings of shame with money. But you know there’s got to be a way to enjoy your money and have some for the fun things in life!
It’s like you missed some major lesson about how to be mature with money. You're tired of the weight of debt and want to start over with your money.
Money feels disorganized, and lacks purpose and intention.
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You've started debt programs before, but they were too intense and always left you feeling bad about the situation you're in.​
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You want to be able to pay off debt and your life.
still live
What if instead, you:
Don't wake up in the middle of the night stressed about money.
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Have a plan to pay off debt that doesn't include paying thousands and thousands of dollars in interest.
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Spend your money on things you enjoy without feeling guilt (all while paying off debt and saving money...what?!)
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Have control over your money without having to cut back spending on things that matter to you.
Model a healthy relationship with money for your children without the trauma you've experienced.
Have an easeful strategy for paying off debt that doesn't feel totally restricting
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Actually SAVE money each month while paying off the debt!
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Feel empowered with money. Empowerment that comes from knowing that your money is taking care of business and you are building wealth over time.
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What it boils down is this...
It's time to create a life where you can think about money without stressing out
I'm Katy
And I’m here to tell you it’s not just possible… it can TOTALLY be your reality.
Back in 2009, early on in my teaching career (I was a high school teacher for 13 years!) I was broke, frustrated, $35,000 in debt, and maxing out credit cards left and right.
Enough was enough and I got serious about my money.
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Since then I’ve paid off all my debt, gotten married, had two kids, retired from teaching, and started a business, which I’ve grown debt-free for the past 6 years.
I haven’t had fancy overnight success, I don’t own any Louis Vuitton bags, and my Toyota Sienna is a 2006.
But I have a high net worth, I don’t fight about money with my spouse, I’ve made money in my business every single month for over five years, and I basically get to do and have everything I want.
My clients have paid off
over dollars in debt.
Let me show how.
one million
you
Here’s what I know:
Women aren’t being told the truth about money, and they’re not learning the basics.
This is the financial education you’ve always wanted and haven’t gotten.
This is a future I can get behind:
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No more guilt when you spend money on things that make you happy
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No more 2 AM panic attacks about money
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No more empty savings accounts
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No more restaurant strikes just because you have credit card debt
Why a Mastermind?
Women need a safe space to talk about money.
We need a safe space to share our stories, to rewrite our beliefs, and to heal our relationships with money.
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Community gives us a sense of belonging.
Community empowers the individual to take action.
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When it comes to your money, having a community of amazing, like-minded women shows us that we're not alone in the obstacles we face or the misguided stories we tell ourselves.
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When you join a community like the Moneywise Mastermind, you give yourself the advantage of peer support, encouragement, and perspective.
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I've coached women in a 1:1 setting for five years, and I'm amazed at how similar my clients are when it comes to their money stories and their desires for the future.
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I crave this community for my clients. I'm excited for ALL of us to grow together, to rise together, to support each other on this journey to true financial freedom.
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Moneywise participants agree. The community aspect of this program is incredible!
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"Katy does an amazing job creating a safe, judgement-free environment within the Moneywise coaching calls. It's such a difficult subject to talk about, but I felt so comfortable opening up and being vulnerable, and that's when the real transformations happened."
"Everyone in the Moneywise community was so helpful and empowering. I received virtual high-fives when I shared my wins and encouragement and compassion when I shared my frustrations. The more we shared with each other the more we all benefited."
What Moneywise clients are saying...
I tend to overthink and over-complicate my processes when it comes to money. Katy puts everything in simple terms. I had so many "aha" moments over the course of the Moneywise Mastermind, because everything she taught us and the actionable steps were very easy to implement.
Another thing I appreciated was that Katy creates a safe environment to be vulnerable without feeling judged or ashamed. It's super difficult to talk about money, but with Katy, everything is easy.
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I can look at my numbers without crying! I paid my first and second quarter taxes for next tax season and am actively saving for the next quarter. I still have credit card debt but it doesn't fill me with dread anymore, because I am confident in my ability to pay it off in the future.
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I am so not bothered by money anymore. I have a clear picture of where I'm going and what I'm doing and how to use my money to achieve my goals. I no longer distrust myself. I am confident in my ability to manage my money for the benefit of myself and my family.
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Katy is a great listener and a great coach. I always felt very seen by her. I could tell her what I was struggling with and she had a magic way of boiling it down and extracting the real issue so that I was clear what to do and how to do it. She's gentle and receptive which makes it safe to open up. And she's also very pragmatic and down-to-earth, so you're not left feeling like your only path to abundance is wishing for it. She gives actionable advice and practical knowledge that puts you in the driver's seat and helps you feel in control of your journey. You're an active participant, rather than a victim of circumstance. I always left the 1:1 calls feeling confident and empowered.
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It turned out to be the best investment I've ever made and I think everyone should do themselves a favor and join Moneywise.
Finances have often felt "above me", and Katy felt so down to earth and her approach was empowering in how she taught and broke down the steps into a manageable process. That felt so good, to feel empowered and supported by Katy the whole time.
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I got my business buckets and finances set-up, and in a steady consistent process. I can now plan ahead for a vacation and feel confident I know how much money I need to save.
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I love feeling empowered as CEO and business owner of my business.
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Less stress about money, better communication with my partner on our finances. We now know what we can and cannot afford, and are living within our means in an intentional way and focusing on what is most important to us.
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Katy is wonderful. Very clear, grounded and supportive.
I believe everyone should have this information and knowledge to feel empowered in their finances.
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The Moneywise Program
Module 1: Start
We start right off by identifying exactly where you are on your money journey and where you should focus next. Think of this as triage for your money. You'll experience a 1:1 call with Katy to start mapping out your individual plan for your money.
Module 2: Guilt-Free Spending Plans
Next, we'll develop your unique spending plans for your personal finances and your business spending. This takes away all the questions of what you can afford, what you should or should not spend money on, and what to prioritize. Of course we leave room for FUN as well!
Module 3: Create your 90-day savings plan
Savings might not be your top priority with your money, but hear me out: your ability to save will dictate your ability to pay off debt. We're going to find your blind spots with money, and we're going to create the savings containers to make your life and debt pay off SO.MUCH.EASIER.
Module 4: Build a healthy relationship with your money
Limiting money beliefs, watch out! We're going to do the money mindset work that actually changes the way you think about money and feel when you log on to check those balances.
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Module 5: Simple Systems and Elegant Structures
There's nothing like creating a great system for your money than to have it work seamlessly month after month! I share everything I know about keeping your money systems simple so you can set it and forget it. Saving money and paying off debt just got easier!
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Module 6: Your Joyful Debt-Free Journey
Everything we do in Moneywise paves the way for a life of total debt freedom. Every layer, every piece of the money foundation we lay...it's all to support you on your unique debt-free journey. This is module 6, but you will start your journey from Day 1! Let's do this!
3 x 60 min 1:1 Coaching Calls with Katy
Monthly Live Trainings with Katy
2 x 90 Minute Group Coaching Calls Every Month in Cohorts of 6 or less
Lifetime access to membership resource library (over 60 videos, worksheets, and templates)
Weekly Accountability and coaching in Slack
1:1 DM coaching in Slack
What do you receive when you join?
What's possible in Moneywise?
(love notes from my active Moneywise clients)
"I just feel so much less stressed about money now. It's so refreshing and relieving. I can look at my numbers almost calmly now! That's a huge shift."
"I'm absolutely stoked that unexpected medical bills don't have the power to paralyze me with fear! Now they are no problem."
"We have the biggest savings chunk we've ever had!"
"I'm excited to pay off some debts! That's a big big shift from when we started when I didn't care at all that we had all the debt. I suddenly feel empowered to do so!"
"We've gone from $0 in savings to $2000 in the last month! Just seeing a number in our savings account gives me so much more peace of mind."
I learned that its okay to have conversations about money. It doesn't have to be taboo. I loved all the programs to help manage budgets, business vs personal pay and more.
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She is so friendly and sweet and willing to work with her clients wherever they may be.
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I gained so many new tangibles. I was able to consolidate and pay off several loans and credit cards. I created my own money buckets and introduced the concept of 'fun' money into the house. I have such a more realistic and healthy relationship with money.
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I have a significant amount less of stress regarding money and finances. I was able to learn that circumstances happen to me not money.
Katy gets it. She knows struggles and knows how to support me in my goals. She is personable and kind - she doesn't judge or make me feel bad for where I am. She is so encouraging!
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Within 2 weeks of using the tracker - I found $750 to cut out of my spending!!!! Within 6 weeks I found an additional $200! Amazing!!!
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I have a better mindset around my money and am excited to tackle more!
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Definitely feel more empowered and not as scared to look at my money every day!! I feel like I have a pulse on my money and it was so painless - ha! Never thought I'd be here!
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Q & A
Does Moneywise offer scholarships?
Yes. If you are interested in learning more, please send an email to support@almstromcoaching.com.
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When does the program start?
October 2024. The official kick off date is Tuesday, October 8th.
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What time will the calls be?
There will be an assortment of call times. Upon registration, you'll fill out a survey of your preferred available times and I'll do my best to assign you to a cohort that fits your schedule!
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I’m really busy. Will this be offered in the future?
We're always going to be busy :) That said...yes! The next round begins in October 2025.
Are there refunds?
There are no refunds. I am 100% committed to working with you and your money, and I expect you to enroll only when you are fully committed as well.
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Can you guarantee results?
No. Please be wary of any coach who does guarantee results. You are fully in control of your participation and willingness to be coached over the next several months. That being said, you can see from the words shared from past clients throughout this page that this process works and women like you get results every week.
How much access is there to Katy?
A lot!! In addition to monthly trainings, bi-weekly small group coaching calls, and a daily Slack channel, each participant will have at least THREE 1:1 coaching calls with Katy throughout the program and a customized plan for her money designed by Katy.
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Is there a payment plan available?
Yes, absolutely. Six and 12 month payment plans are available to all participants.
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What are Katy’s qualifications and experience?
Katy has been coaching women with their money for over six years, during which time her clients have drastically improved their relationship with money, tripled their income, started saving money for the first time, started businesses, left jobs, retired, and paid off over one million dollars in debt.
Katy was certified as a Master Financial Coach by Ramsey Solutions in 2018, but has since developed her own framework for helping women with their money in a way that encourages them to foster a healthy relationship with money without shame, guilt, or judgment.
Prior to money coaching, Katy was a teacher and coach for nearly 15 years, where she honed her listening, mentoring, coaching, and teaching skills.
You might be thinking, “If I start a debt-free journey, won’t I have to sacrifice enjoying my life?”
It’s easy to feel that way, especially when debt gurus online make paying off debt seem like this massive, terrifying, and entirely self-inflicted burden.
But they’re wrong.
Yes, it’s important to address your debt, but it’s not more important than your health, your family, your friends, and your overall well-being.
Debt is big, but it only holds as much power as you give it. The truth is, debt can be repaid—it’s a common challenge, and with the right strategy and support, it’s entirely manageable.
Is it scary? Maybe the pile of debt itself isn’t what’s daunting, but rather the relentless calls from creditors or the critical voice in your head. That voice—where did she come from, anyway? I’m here to silence that fear and guide you to tackle your debt with confidence and clarity.
And whether or not the debt is your fault doesn’t define your future. I once had $40K in debt, entirely of my own making—and I paid it off.
As adults, we can own our decisions without letting anyone shame us for them.
But here’s the key: You don’t have to live on the bare minimum for two years to become debt-free.
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This journey will be different. I want you to enjoy your life throughout this process.
Together, we’ll make this a joyful, expansive experience as you work towards a debt-free life.
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Final Word…
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